A checking account offers the customer safety, convenience and a complete record of their financial transactions. Customers are provided with monthly statements (which can include savings, CD and loan account balances with our "combined statement" feature). Checking customers have the ability to utilize Direct Deposit of government or payroll checks, automatic loan payments and other regular bills (i.e., insurance premiums), telephone transfer of funds - all at no extra cost. Checking customers may also qualify for Overdraft Protection and/or Overdraft Privilege Services.

Simply Free

No Minimum Balance
No Monthly Service Charge
Free On-Line Banking
Free BillPay (Plus)(if used monthly)
Free Banking Express Telephone Hotline
Free Visa Check Card
Free Check Image Statements
Free Cashier Checks and Money Orders to Qualified Customers*
Unlimited Check Writing
No Per Check or Debit charge
Overdraft Protection Available
Free Notary Service
Safe Deposit Box Available
*Qualifed Customers must have a Debit/ATM card with any Deposit Account with an average minimum balance of $500.00

Let your Money Work for You.

Competitive Interest Rate
No Monthly Service Charge with Minimum Balance of $500*
Free On-Line Banking
Free BillPay (Plus)(if used monthly)
Free Banking Express Telephone Hotline
Free Visa Check Card
Free Check Image Statements
Free Cashier Checks and Money Orders to Qualified Customers**
Unlimited Check Writing
No Per Check or Debit Charge
Overdraft Protection Available
Free Notary Service
Safe Deposit Boxes Available

* $6.00 Monthly Maintenance Fee Below Min. Balance of $500
** Qualified customers must have a Debit/ATM card with any Demand Account with an average minimum balance of $500.00

You've Earned an Account that can Keep Pace with Your Lifestyle!

Competitive Interest Rate
No Minimum Balance
No Monthly Service Charge
Free On-Line Banking
Free BillPay (Plus)(If used monthly)
Free Banking Express Telephone Hotline
Free Visa Check Card
Free Check Image Statements
Free Cashier Checks and Money Orders to Qualified Customers*
Unlimited Check Writing
No Per Check or Debit Charge
Free Checks- One Box of Bank of the Rockies Logo Wallet Checks per Year
Overdraft Protection Available
1/2 Off First Year Safe Deposit Box Rental
*Qualified customers must have a debit/ATM card with any Deposit Account with an average minimum balance of $500.00

For Businesses That Want A Simple, FREE Account With A Robust Number Of Free Transactions.

No Minimum Balance
No Monthly Service Charge
1500 Free Transactions* Per Month
$.20/Transaction After First 1500
Free Business Visa Check Card
Free Online Banking
Cash Management Available
Free BillPay (Plus)(if used monthly)
Free Check Images Included With Monthly Statements
Merchant Card Services Available
Free Notary Service
Payroll Direct Deposit For Employees Available
Accounts Receivable Management Program Available
Free Quicken/Quickbooks/.Csv/Microsoft Money Transaction Downloads From Online Banking
Real Time Balances From Online Banking
*Transactions Include Individual Debit And Credit Items

Interest Bearing Free Account For Sole Proprietorships And Small Businesses
No Minimum Balance
Tiered Interest With Minimum Daily
Balance Of $500 Or More.
100 Free Transactions* Per Month
$.25/Transaction After First 100
No Monthly Maintenance Fee
Free Business Visa Check Card
Free Online Banking
Cash Management Available
Free BillPay (Plus)(if used monthly)
Free Check Images With Monthly Statements
Merchant Card Services Available
Free Notary Service
Accounts Receivable Management Program Available
Free Quicken/Quickbooks/.Csv/Microsoft Money Transaction Downloads From Online Banking
Real Time Balances From Online Banking


*Transactions Include Individual Debit And Credit Items

Interest Bearing Free Account For Charities, Civic Clubs And Non-Profits
No Minimum Balance
Tiered Interest With Minimum Daily
Balance Of $500 Or More.
100 Free Transactions* Per Month
$.25/Transaction After First 100
No Monthly Maintenance Fee
Free Business Visa Check Card
Free Online Banking
Cash Management Available
Free BillPay (Plus)(if used monthly)
Free Check Images With Monthly Statements
Merchant Card Services Available
Free Notary Service
Accounts Receivable Management Program Available
Free Quicken/Quickbooks/.Csv/Microsoft Money Transaction Downloads From Online Banking
Real Time Balances From Online Banking


*Transactions Include Individual Debit And Credit Items