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Savings Accounts


Savings Accounts offer the customer competitive interest rates while maintaining accessibility to their funds. A seven day pre-withdrawal notice right is reserved. Deposits and withdrawals can be made at any time during banking hours and each customer receives a quarterly or monthly statement showing all transactions and interest.

The following savings accounts are available.

Regular Savings


For our customers who wish to maintain a savings account at competitive interest rates.
-Minimum balance $200.00
-Monthly withdrawals
first five free, then $1.00 per item
-If balance drops below minimum: Monthly maintenance fee $2.00

Youth Savings


For our customers age 18 or under.
-No minimum balance
-Monthly withdrawals
first five free, then $1.00 per item

Money Market Savings


For the savings customer who wishes to earn a higher rate of interest on their funds.
-Minimum balance $2,500.00 -Monthly withdrawals
first six free, then $10.00/item
-If balance below minimum:
Monthly maintenance fee $10.00

Tiered Money Market Savings


For the savings customer who wishes to earn a variable rate of interest on their funds, with opportunity for an increased earnings based upon daily balance.
-Minimum balance $1,000.00
-Monthly withdrawals
six monthly withdrawals allowed,
but only three may be made by check, then $10.00/item
Monthly maintenance fee $10.00
-Loss of interest for days below $1,000.00

Individual Retirement Savings Account


Our Individual Retirement Savings Account has a fixed rate for 18 months. The rate will then change for the next 18 months based on the rate in effect at the time.

Health Savings Accounts


Bank of the Rockies offers Health Savings and Montana Medical Savings Accounts. Contact your local office for more details.


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