Personal & Health Savings

Certificates of Deposits

Whether you have a long-term savings goal like saving for a new home, college education, or retirement, or are looking for ways to make your money work harder for you in the short term, Bank of the Rockies has an investment product to meet your needs.


Savings Accounts

A savings account is a great place to put money away for a specific purpose such as a vacation, wedding, or down payment on a house, or for stashing extra cash for unexpected expenses. Bank of the Rockies savings accounts offer competitive interest rates while allowing easy access to funds.*

Let Bank of the Rockies help you get started down the path to saving. Compare accounts and decide which one suits your needs best.

*Contact a customer service representative for current rates. Federal regulations limit pre-authorized withdrawals (transfers by telephone, wire, PC, overdraft protection, automatic payments, or checks) to a combined total of six (6) per month or monthly statement period.

Personal Savings Products

Health Savings Accounts

Bank of the Rockies offers a Health Savings Account (HSA) for individuals or families with a high deductible insurance plan. An HSA is designed to help you save for qualified medical expenses on a tax-favored basis. If you are currently enrolled in a high deductible insurance plan and want to save money, let Bank of the Rockies set up your HSA today!

Bank of the Rockies also offers a Montana Medical Care Savings Account (MSA) for Montana residents. An MSA allows you to save for current and future medical expenses and reduce your state income tax at the same time. Let us help you save money on your Montana taxes by opening an MSA today!


Certificates of Deposits

A Bank of the Rockies CD* can offer a low risk savings strategy. Whether you’re looking for a short-term or long-term investment, we can structure a CD that’s right for you. Our fixed rate CDs with terms ranging from 91 days to 60 months can accommodate most any savings goal. Or take advantage of rising interest rates with our Bump Up CD. This CD entitles the bearer to make a one-time bump up in their rate during the term of the CD. As a benefit, our CDs include an automatic renewal at maturity with a 10-day grace period, and most can be opened for as little as $500.

To open a CD, get current rates or learn more, contact any Bank of the Rockies customer service representative.

*A seven day pre-withdrawal notice right is reserved. Early withdrawal penalty may apply.

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